Financial Advice

One of the key aspects of a Investment Advisory Representative is, aptly, financial advice. We aid our clients in the understanding of their finances, from their own personal finances, to their business finances, taxes, and even their estates. Financial advice is a concept that has many facets, and they can vary from one client to the next. What may help a couple who own their own antique store may not be the same type of advice that an elderly couple who are finally settling into retirement will need. For that reason, it is our duty to understand every aspect of your finances, so that we can dispense the best advice possible. Long term financial advice is one of our specialties, and with our legal fiduciary responsibility, it is always made in your best interest.

We don’t offer advice to our clients that will benefit us, but not them. We don’t offer our advice to our clients that benefits outside parties, but not our client. We don’t offer advice that has not been fully vetted. Our goal is to maximize your benefits, needs, and wants. We are required, by law, to work in our client’s best interests. With every deal that is made, every transaction that occurs, and every piece of advice that is doled out – you, the client, is in our mind.

Our advice is determined based off of your needs and your wants. However, it is also determined by your assets. Laying out the framework for a plan requires complete transparency, between client and advisor, so that the best choices are made and the most appropIARte options are laid out before you, the client. For example, if you are coming to us in order to start preparing for retirement, even if it is years away, our plan will be different than if you present to us the notion that you are here to prepare for your child’s education. While both plans would involve protecting your investments, there are different manners in which this might go about. The amount of savings for college tuition is finite, whereas the amount of savings for potentially twenty, or more, years out of work, needs to be calculated differently.

Financial advice can be complex, but as Investment Advisory Representatives it is our job to make certain that you, as our client, understand what is being done with your portfolio. That is one of our primary goals in working with you.

As do most plans, financial plans change over time. The unexpected might not be able to be anticipated, whether it is medically related and requires long term care, a death in the family that deprives you of one of your primary earners, or a simple accident that requires a repair. That doesn’t mean that the plan worked out cannot prepare you for such a possibility. That is why we are here, to dispense advice, help craft a plan that protects you and your family, and to prepare you for the future as carefully and as precisely as possible.

Simply contact us today for an initial meeting!